Engaged in post-compensation to pre-intervention insurance services "tenacity" in the extension

The increasing awareness of enterprises and public insurance, and the continuous innovation of risk control technologies, have changed the traditional business philosophy and model of the insurance industry. After engaging in post-compensation to pre-intervention, the "tenacity" of insurance services is extending.

Fire experimental base in the insurance industry April 20 in Shanghai. This base is jointly established by Ping An Property Insurance Co., Ltd. and Shanghai Tongtai Huoan Technology Co., Ltd., which is a combination of fire disaster prevention technology research, system design, equipment integration, engineering contracting and disaster prevention system solutions. enterprise.

It is understood that in addition to the basic fire test facilities, the Ping An Property and Casualty Fire Test Base also has a traffic tunnel fire prevention and disaster prevention entity test base, underground building fire prevention and disaster prevention test base, and a full-scale cultural relics building fire test platform.

Yuan Yongmin, general manager of the P&C Risk Research and Prevention and Control Department, said that the overall location of the site is at the level of fire risk management and application of fire fighting technologies, including fire-fighting equipment and new technology testing, fire experiments, support for insurance customer fire-fighting training, and providing practice for related technical personnel. Place and other functions.

Relying on this base, Ping An Property & Casualty Insurance can provide rail rescue, urban infrastructure, and historical and historic sites for customers to provide scenes of emergency evacuation and fire extinguishing drills for real fire situations. It can also assist customers in conducting targeted full-scale physical fire experiments to develop fires. Risk control programs provide scientific evidence.

"As a risk control scientific and technological innovation experiment base and fire safety think tank," this base will promote the transformation of fire insurance services from post-disaster relief to pre-disaster prevention by promoting the application of innovative fire-fighting equipment and technologies," says Yuan Yongmin.

According to Cao Liuyi, deputy general manager of Ping An Property & Casualty Insurance, starting from the fire experiment base, Ping An Property & Casualty Insurance will gradually build a risk management certification platform covering multiple risk forms, build an international certification system, and further improve the risk control capabilities of the insurance industry. And the level of service helps increase the level of disaster prevention and reduction in society.

In fact, in the mature insurance market, disaster prevention and reduction have become an important part of insurance services. In China, along with the continuous improvement of insurance awareness of enterprises and the public, and the continuous innovation of risk control technology, in recent years, insurance services have been characterized by post-compensation “preceding” to pre-intervention.

In addition to disaster prevention such as fires, similar trends also appear in more insurance areas.

In 2016 , Shanghai officially implemented the construction project quality potential defect insurance system. Insurance institutions participate in and provide risk control services throughout the whole process of residential project design, construction, and acceptance. They work together with the supervision unit to form a “double insurance” for project quality. Since then, this system has landed in Hangzhou, Ningbo and other places.

In the fast-growing health insurance market, China Life, China Ping An Insurance and other institutions to actively layout, introduced the "China Life i move", "world peace run- hiking" and a variety of health management products, premiums or through in-kind incentives, encourage insurance Customers pursue a healthier lifestyle.

According to industry sources, the extension of pre-existing interventions in the “touching angle” of insurance services can help insurance customers reduce the occurrence of disasters, accidents or diseases, and can effectively reduce the loss ratio for insurance institutions, thus creating a “win-win” situation.

This article is reproduced from Xinhua News Agency.

Promotional Needles Cylinder

Knitting Machine Needle Cylinder,Cylinder Needles,Needle Cylinder,Needle Cylinder Means

Changzhou Longfu Knitting Co., Ltd. , https://www.circularmachine.com